How is my refinance calculated?

A refinance lets you unlock equity in a bond-free property by taking a new home loan against it. The amount you can access depends on the market value of the property (up to 75%) and your cash out request. Choosing to capitalise setup fees will increase the loan amount slightly and affect monthly repayments.

This estimate helps you understand how much cash you can release, along with what the monthly instalments might look like over your chosen term.